Hosts in the US should choose the card “US Incident information card.”, should choose the “Certificate of Insurance” for their province. June 3, 2017; All posts › News › Turo insurance update, Summer 2017. by Andre Haddad. insurance? Cars.com’s Editorial department is your source for automotive news and reviews. Third-party liability insurance provided by Liberty Mutual secured through Turo Insurance Agency, LLC Share your car with confidence All Turo hosts choose the protection plan that’s right for them, and every host plan comes standard with up to $750,000* in third-party liability insurance from Liberty Mutual. You’re covered with up to $750,000 in liability insurance from Liberty Mutual, and your car is contractually protected against theft and physical damage.*. Pick it up or get it delivered where you want it. Turo does not require that renters have their own personal automobile insurance coverage in order to use the Turo marketplace. Turo insurance plans are different in Canada and other countries. our personal insurance isn’t operative during a trip. In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. $1,000,000 Liability Insurance Coverage Physical Damage Coverage of up to $125,000 People who own cars exclusively for renting on Turo, especially if they have multiple vehicles, might find that this is the right option for them. Or bring your own commercial rental insurance and take a bigger piece of the pie. In one case, I added a 2019 Corvette and my total insurance premium actually went down. If you’re a Commercial Host, you must keep a copy of your commercial rental insurance card in your vehicle. We require hosts to keep an incident information card in their vehicle at all times. Even after paying for the Basic level insurance with Turo ($3,000 deductible), I was able to have a car to drive for the few weeks I needed it for about $700. You may not use any of these cards for vehicles that are registered in or whose home location is New York state. That’s because Turo is not a rental car company -- we’re a person-to-person carsharing platform -- so credit card companies may provide no coverage for a car booked through Turo. CAR SHARING THAT’S STRONGER & SAFER THAN EVER . Choose the card that matches your location. Likewise, if you have insurance available for rental cars from your credit card company, it likely won’t apply to borrowing a car on Turo. insurance coverage in order to use the Turo marketplace. If you’ve purchased a protection plan through Turo, your personal insurance isn’t operative during a trip. You can print it out through your driver dashboard on the website. Warning #1: Do not assume your credit card coverage applies, it most likely does not. Use your card everywhere Visa® Debit is accepted in the U.S. Download the innovative app to track your account 24/7, stash extra funds in your Vault, slide for balance, pay bills anytime, get direct deposit info and find free ATMs. If you’ve purchased a protection plan through Turo. You can also check if the same is offered by your credit card company. The Turo Seed Initiative empowers historically disenfranchised entrepreneurs with access to wealth-building opportunities, so anyone, regardless of color, gender, or creed, can start building a small business and pave their own path towards financial wellness. “We have three different Turo-provided protection plans for hosts: standard, basic and premium,” said Christin Di Scipio, a Turo spokesperson. Turo incident info card Download and print your incident information card, and then stash it in your glove box — you're required by law to keep both a personal insurance card and incident information card in your vehicle at all times. Depending on the chosen program, you can partially or completely protect yourself from unforeseen expenses. Turo offers a few tiers of auto insurance coverage for hosts and renters, but neither is required to opt-in for a Turo protection plan if they have pre-existing insurance that sufficiently covers the rental or use of a Turo rental car. Additionally, hosts in California, Georgia, Maine, Oregon, and Washington are required by law to keep this card in their vehicle at all times. Does My Insurance Cover Turo? As a host, you’re covered by our CA$2 million insurance policy and we’ll be here to guide you every step of the way. Should you choose the Premium plan, Turo charges $500. Of course, we can’t provide advice on the specific terms of any coverage that your credit card may or may not offer. In addition, if you purchase incidental insurance through Turo, this insurance card must also be available to drivers. 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